Real Estate Financing

For prime residential properties

Whether it’s buying your dream home, arranging property financing, or investing in real estate more broadly – our tailored mortgages and all-round property expertise can help you achieve your property goals.  

You’ll be in safe hands as our team of lending experts and specialists guide you through your property journey.

Flexible loans for complex needs

We know many of our clients have complex global wealth structures. By providing bespoke lending solutions and offering flexible terms, we can help you achieve your real estate ambitions. 

Our range of mortgages for high-value properties include repayment and interest-only mortgages. We also offer fixed or variable interest rates – and all are tailored to support your unique requirements.

International expertise

We understand the real estate journey can be complex. That’s why we have experts in key locations across the UK, Europe, Asia and the Middle East – who are there to help you every step of the way. 

We’re able to provide mortgages for properties in:

  • The UK
  • The Crown Dependencies (Isle of Man, Jersey, Guernsey)
  • France (Paris, French Riviera, the Alps)
  • Monaco
  • Switzerland (in select locations)


We understand that every client and their needs are unique, especially when it comes to real estate. That's why we offer a wide range of mortgage solutions to suit your individual circumstances

Stephen Moroukian

Head of Product and Proposition for Real Estate Financing

Bringing complex real estate financing to life

Arranging international real estate finance can be challenging, as there are limited options, and the process can be time-consuming. This is where we partner with our clients to provide them with the finance they need. 

We recently facilitated the purchase of a Verbier ski chalet for a global citizen based in London, utilising our international footprint. After assessing assets and income streams from multiple locations, we created a bespoke finance package on competitive terms.

Using our UK-based team, we were able to raise the funds for a deposit from their London home. While in Switzerland our Swiss team helped to secure the property by raising a Swiss mortgage for the remainder of the purchase. We are now working with our client to finance the purchase of an additional property on the French Riviera utilising our Monaco team.

Please note: Your home may be repossessed if you don't maintain payments on your mortgage. If you fail to keep up with the required payments on a mortgage for an investment property, it may be repossessed or a receiver of rents appointed. For legal advice, consult a professional advisor.

The amount you will have to pay on your mortgage is dependent in part on the specific benchmark rate detailed in your facility letter. Real estate finance is not offered in relation to properties located in India, the Asia Pacific countries, DIFC or Ireland and the above information is not a promotion in relation to financing of real estate located in the territories mentioned.


It all begins with a conversation

If you would like to discuss your financial needs with our experts, then please don’t hesitate to contact us.

We serve clients who can establish an investment portfolio of at least £5 million (or local currency equivalent) with us.