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Banking Rates and fees

Our tariffs, interest rates and other fees for private bank products and services

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Tariff Guides

For accounts held with Barclays Bank PLC and Barclays Bank Ireland PLC:

Interest Rates for Savings and Bank Accounts

Download the current interest rates for our accounts available to new and existing applicants:

 

Historic Rates:

Barclays Bank Base Rates for Overdrafts and Loans

View our current Barclays Bank Base Rates for overdrafts and loans:

External Reference Rates for Overdrafts and Loans

View our external reference rates for overdrafts and loans.

Mortgage Rates

Overseas Delivery Charges Tariff Guides

Payment Cut Off Times

Debit Card Foreign Exchange Charges 

Debit Card transactions, for debit cards issued on the Private Bank Account, in a currency other than GBP will not incur a non-Sterling transaction fee (excluding EUR/USD Travel Wallet transactions).

The below table shows our exchange rates for certain currencies compared to the rate published by the European Central Bank (ECB). Please also note for all regulatory information and protections please only refer to the Important Information page on this website.

When you buy something or take money out of a cash machine in the EU, you may be able to choose whether to pay in sterling rather than the local currency. If so, the retailer or cash machine provider will give you a rate as a mark-up over the ECB rate.

You can use this table to decide whether you want to let the retailer or cash machine provider convert the currency using their rate, or if you’d like to use ours instead. If you’d like us to make the conversion, please pay or withdraw in local currency rather than sterling.

To work out how much your transaction costs in sterling, divide the value in local currency by the rates shown in the table. 

Non-Sterling purchases for Barclays Private Bank Debit cards and

In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised.  However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day.


Remember that all investments carry risk. Investments can fall in value and you could get back less than you invested. Investments in currencies other than your own may rise or fall because of changes in exchange rates.