Lifestyle

These materials are general in nature and provided for information/educational purposes only. They do not take into account any specific investment objectives, the financial situation or particular needs of any particular person. They are not intended for distribution, publication, or use in any jurisdiction where such distribution, publication, or use would be unlawful, nor are they aimed at any person or entity to whom it would be unlawful for them to access.

These materials have been prepared by Barclays Private Bank (Barclays) and references to Barclays includes any entity within the Barclays group of companies.

These materials: 

(i) are not research nor a product of the Barclays Research department. Any views expressed in these materials may differ from those of the Barclays Research department. All opinions and estimates are given as of the date of the materials and are subject to change. Barclays is not obliged to inform recipients of these materials of any change to such opinions or estimates;

(ii) are not an offer, an invitation or a recommendation to enter into any product or service and do not constitute a solicitation to buy or sell securities, investment advice or a personal recommendation; 

(iii) are confidential and no part may be reproduced, distributed or transmitted without the prior written permission of Barclays; and

(iv) have not been reviewed or approved by any regulatory authority.

Any past or simulated past performance including back-testing, modelling or scenario analysis, or future projections contained in these materials is no indication as to future performance. No representation is made as to the accuracy of the assumptions made in these materials, or completeness of, any modelling, scenario analysis or back-testing. The value of any investment may also fluctuate as a result of market changes.

Where information in these materials has been obtained from third party sources, we believe those sources to be reliable but we do not guarantee the information’s accuracy and you should note that it may be incomplete or condensed.

Neither Barclays nor any of its directors, officers, employees, representatives or agents, accepts any liability whatsoever for any direct, indirect or consequential losses (in contract, tort or otherwise) arising from the use of these materials or their content or reliance on the information contained within them, except to the extent this would be prohibited by law or regulation.